Compare fees, speed, and features from the top payment processors for hospitality businesses in the UK.
For retail stores with high transaction volumes, even a 0.5% difference in fees can save thousands annually. Lopay's 0.79% rate saves £90/month vs 1.69% on £10K sales.
Consider if you need inventory management, employee management, or customer loyalty programs. Square and Zettle offer comprehensive POS, while Lopay and SumUp focus on payments.
Reliable card readers are essential for retail. Look for fast contactless payments, long battery life, and durability. SumUp and Zettle have excellent hardware reputations.
Cost-conscious retailers with high volume
Small retailers & market traders
Retailers needing full POS system
Mobile & pop-up retailers
| Monthly Sales | Lopay (0.79%) | SumUp (1.69%) | Square (2.6%) | Your Savings |
|---|---|---|---|---|
| £5,000 | £39.50 | £84.50 | £130 | £45-90/mo |
| £10,000 | £79 | £169 | £260 | £90-181/mo |
| £20,000 | £158 | £338 | £520 | £180-362/mo |
| £50,000 | £395 | £845 | £1,300 | £450-905/mo |
Example: A café processing £15,000/month in card payments would save £135-271 per month (£1,620-3,252 per year) by switching from Square to Lopay.
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